10 Best Gold IRA Companies in 2025: Reviews & Ratings

Compare the top rated Gold IRA companies in 2025 by reviews, ratings, and service quality. Focus on the User independently ranks the 10 best Gold IRAs to help you choose the right company before opening a Precious Metals IRA account. To provide fair and relevant comparisons, only companies that specialize exclusively in Gold IRAs are included on this list.

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Company	Ratings	Avg Rating	Best For	Min Investment	Metals Offered	Promotions	Fees	Custodian Partners	Storage Partners	Storage Type	Buyback Program
Augusta Precious Metals	BBB: 4.92/5 stars; A+ BCA: 5/5 stars; AAA Trustpilot: 4.8/5 stars TrustLink: 4.9/5 stars	4.9/5 stars	Larger portfolios & six-figure accounts	$50,000	Gold, Silver	No-Fee Gold IRA For Up to 10 Years	$50 application fee; $125 annual custodian fee; $100 annual storage fee; Fees waived at certain thresholds.	Equity Trust, GoldStar Trust Company, Kingdom Trust	Delaware Depository (DDSC), and others	Segregated or commingled (non-segregated)	Yes
Patriot Gold Group	BBB: 5/5 stars; A+ BCA: 5/5 stars; AA Trustpilot: 5/5 stars	4.9/5 stars	Fastest Gold IRA setup	$50,000	Gold, Silver	"No Fees For Life IRA" at $250,000+	$225 setup fee waived at $30,000+; $260 rollover fee waived at $30,000+; $180 annual fee; All fees waived at $100,000+; "No Fee for Life IRA" at $250,000+	The Entrust Group, New Direction IRA, GoldStar Trust, Kingdom Trust, Strata Trust, Equity Institutional	Brinks Global Services, Delaware Depository (DDSC)	Segregated only	Yes
Orion Metal Exchange	BBB: 4.96/5 stars; A+ BCA: Not listed. Trustpilot: 4.9/5 stars	4.9/5 stars	Maximum flexibility	$10,000	Gold, Silver, Platinum, Palladium	Will beat any competitor's advertised price	Varies	All IRS-approved custodians	Brink's, Delaware Depository (DDSC), International Depository Services (IDS) Group	Segregated and commingled	Yes (commission-free)
Goldco	BBB: 4.84/5 stars; A+ BCA: 4/5 stars; AAA Trustpilot: 4.8/5 stars TrustLink: 4.8/5 stars	4.9/5 stars	Rollover-focused investors	$25,000	Gold, Silver (coins only)	Up to $10,000 in free silver	$50 account setup fee; $125 annual fee; Non-segregated storage at $100 a year & segregated storage at $150 a year	STRATA Trust, Equity Trust	Delaware Depository (DDSC), Brink's	Segregated or commingled	Yes
American Hartford Gold	BBB: 4.81/5 stars; A+ BCA: 5/5 stars; AAA Trustpilot: 4.7/5 stars	4.9/5 stars	First-time Gold IRA investors	$10,000	Gold, Silver, Platinum, Palladium	Up to $15,000 in free silver	No setup fee listed; $75 (≤$100k) / $125 (> $100k) annual custodian fee; storage ~$100/year (varies)	Strata Trust Company	Brink's Global Services, Delaware Depository	Segregated or commingled	Yes
Birch Gold Group	BBB: 4.63/5 stars; A+ BCA: 5/5 stars; AAA Trustpilot: 4.7/5 stars TrustLink: 4.9/5 stars	4.9/5 stars	Education-focused investors	$10,000	Gold, Silver, Platinum, Palladium	Up to $10,000 in free precious metals	$50 account setup; $30 wire transfer; $100 annual storage; $125 annual management	GoldStar Trust Company, Equity Trust Company	Brink's Global Service, Delaware Depository (DDSC), Texas Precious Metals Depository, International Depository Services (IDS), Texas Bullion Depository	Segregated or commingled	Yes
Advantage Gold	BBB: 4.7/5 stars; A+ BCA: 4/5 stars; AAA Trustpilot: 4.9/5 stars TrustLink: 4.9/5 stars	4.9/5 stars	Beginners needing step-by-step guidance	Not public	Gold, Silver, Platinum, Palladium	None	$50-$150 startup fee; $175-$225 annual storage fee; $75-$300 maintenance fee; $25 wire transfer	STRATA Trust Company, Equity Trust	Brink's Global Services, Delaware Depository (DDSC)	Segregated or commingled	Yes
Noble Gold Investments	BBB: 4.97/5 stars; A+ BCA: 5/5 stars; AAA Trustpilot: 4.9/5 stars TrustLink: 4.9/5 stars	4.9/5 stars	Personalized, small-team service	$20,000	Gold, Silver, Platinum, Palladium	Free silver coin upon opening account	$80 setup fee; Annual fee of $275; includes $125 custodian + $150 segregated storage	Equity Institutional; New Direction IRA Services	International Depository Services (IDS), Delaware Depository (DDSC)	Segregated only	Yes
Lear Capital	BBB: 4.61/5 stars; A+ BCA: 5/5 stars; AAA Trustpilot: 4.8/5 stars TrustLink: 4.5/5 stars	4.9/5 stars	Long-established market experience	$10,000	Gold, Silver, Platinum	Free Gold IRA setup and storage up to 3 years	$305 and $225 each subsequent year	Equity Trust Company	Delaware Depository (DDSC)	Segregated or commingled	Yes
American Bullion	BBB: 4.5/5 stars; A+ BCA: 5/5 stars; AAA Trustpilot: 4.9/5 stars TrustLink: 5/5 stars	4.9/5 stars	Pioneer in the Gold IRA industry	$10,000	Gold, Silver, Platinum, Palladium	No fees for first year of Gold IRA at $50,000 investment	$25 set-up fee; $160 annual account fee (varies at $100,000+ investment)	STRATA Trust Company (STRATA)	Delaware Depository (DDSC)	Segregated or commingled	Yes

How We Ranked These Gold IRA Companies

All companies featured on Focus on the User were selected based on their reputation, consistently high customer ratings, and long-term standing in the Gold IRA industry. The list features 10 of the top-rated gold individual retirement accounts available today.

Rankings were determined by evaluating each company’s service quality, educational resources, fee transparency, investor accessibility, range of IRA-eligible metals and storage options, and overall customer experience. The goal was to identify which providers deliver the most value and guidance for different types of investors—from first-time buyers to high-net-worth clients.

What is a Gold IRA Company?

A Gold IRA company is a firm that helps retirement investors open and manage self-directed Individual Retirement Accounts (IRAs) backed by physical precious metals such as gold, silver, platinum, and palladium. Acting as a provider or broker, these companies guide investors through the process of setting up an account, transferring or rolling over retirement funds, and purchasing IRS-approved metals. They coordinate with an IRS-approved custodian, who handles account administration and compliance, and a depository, which securely stores the metals in an insured vault.

1. Augusta Precious Metals

Augusta Precious Metals (APM) ranks as the #1 Gold IRA company in 2025 for its transparent education, white-glove service, and lifetime account support. Augusta takes an education-first approach to self-directed Gold IRAs, featuring an extensive video and article library, a Harvard-trained economist providing investor education & investment advice, and a free Gold IRA web conference before signup. It's backed by an A+ rating in BBB, AAA rating in BCA, and 4.8/5 stars on Trustpilot. This high level of transparency and service quality is what made APM stand out for us at Focus on the User.

However, investors should note that Augusta’s minimum investment is $50,000, and it only offers physical gold and silver products for self-directed IRAs, including premium gold and silver coins. These factors make Augusta best suited for larger portfolios and six-figure accounts where a premium level of personalized service is required. For those who qualify for their zero-fee Gold IRA, Augusta sets the standard for transparency, investor education, and compliance in the Gold IRA industry.

2. Patriot Gold Group

Patriot Gold Group stands out for its 24-hour account setup and veteran-owned leadership that emphasizes trust, speed, and efficiency. As one of the few Gold IRA companies capable of completing account setup within a single business day, Patriot is ideal for investors who want a fast Gold IRA. The company streamlines onboarding and custodian coordination by removing unnecessary steps and minimizing delays when opening a self-directed IRA. This exceptional setup speed is one of the reasons Patriot stood out during our review.

Qualified accounts may also benefit from Patriot’s no-fee Gold IRA program, which covers setup and storage fees for life on portfolios over $250,000. With its combination of speed, A+ rating on BBB, AA rating on BCA, and 5/5 stars on Trustpilot, Focus on the User ranks Patriot Gold Group as the best fit for investors who want the fastest possible Gold IRA setup and have larger balances that qualify for Patriot’s no-fee-for-life program.

3. Orion Metal Exchange

Orion Metal Exchange ranks as a high rated Precious Metals IRA company, combining transparency with flexibility. The company provides live metal pricing, low minimums, and a broad selection of IRA-eligible gold, silver, platinum, and palladium, including gold bars, coins, and more. This level of choice and pricing clarity is what made Orion stand out for us at Focus on the User.

Orion Metal Exchange has built a reputation for honest guidance, competitive pricing insight, and strong customer service, backed by its A+ rating with the BBB and 4.9/5 stars on Trustpilot. While Orion is newer in the industry (founded in 2017), its team brings over 40 years of combined experience. For investors who want a flexible Precious Metals IRA with professional support for multiple metals and storage choices, Focus on the User ranks Orion as best for investors who want maximum flexibility with low minimums, multiple metal types, and more control over custodian and storage choices.

4. Goldco

Goldco is a trusted Gold IRA firm with over a decade of experience specializing in retirement rollovers, helping investors transfer existing 401(k), 403(b), TSP, and IRA funds into Gold and Silver IRAs. Goldco stands out for its strong emphasis on long-term retirement protection to hedge against market volatility, offering clear guidance and one of the most reliable buyback programs in our list. This combination of rollover expertise and a dependable buyback program is what set Goldco apart in our review at Focus on the User.

Backed by an A+ rating on BBB, AAA rating on BCA, and 4.8/5 stars on Trustpilot, Goldco earns a reputation for excellent customer service and responsive support. They do however only offer gold coins and silver coins for IRAs, including American Eagles, limiting investment options. Focus on the User highlights Goldco as best for rollover-focused investors transferring funds from existing retirement savings accounts who want strong long-term retirement support.

5. American Hartford Gold

American Hartford Gold (AHG) is one of the most accessible Gold IRA companies, known for its low investment minimums and beginner-friendly setup process. AHG focuses on making Precious Metal IRAs easy to understand and start, offering straightforward rollover assistance and clear explanations for investors who may be opening their first Gold or Silver IRA. This simplicity and clarity were stand-out factors for us at Focus on the User. AHG also maintains one of the most predictable rollover workflows among the companies we reviewed, with a published 3-step rollover process tailored for first-time investors.

The company holds an A+ rating on BBB, an AAA rating with the BCA, and 4.7/5 stars on Trustpilot with thousands of customer reviews across platforms. American Hartford Gold also offers a price-match guarantee and a strong buyback commitment. Focus on the User ranks American Hartford Gold as the best fit for first-time Gold IRA investors and smaller account holders who want an approachable Gold IRA company with a simple setup process.

6. Birch Gold Group

Birch Gold Group brings over two decades of experience to Precious Metals IRAs, offering personalized guidance and a diversified range of IRA-eligible investment-grade metals, gold, silver, platinum, and palladium. Birch focuses on balancing education and flexibility. The company is known for its no-pressure approach and clear explanations, along with support for multiple IRS-approved storage facilities, giving investors more control over how their metals are stored. Birch also assigns dedicated IRA specialists who walk investors through storage and metal selection options in more detail than many competitors. This combination of experience, education-focus, storage partners, and flexibility is what made Birch stand out during our review.

Birch Gold Group holds an A+ rating with the BBB, an AAA rating with the BCA, and 4.7/5 stars on Trustpilot. Focus on the User ranks Birch as an excellent fit for investors who want education-focused service, no-pressure guidance, and flexible storage options across multiple depositories.

7. Advantage Gold

Advantage Gold has built a strong reputation in the industry by specializing in educating and guiding first-time Gold IRA investors through a smooth, transparent rollover process. Their team focuses heavily on investor education, offering clear step-by-step guidance and helping beginners understand metals selection, custodial requirements, and rollover timing. This makes Advantage Gold one of the more accessible choices for those starting their first Gold IRA and wanting a clear, confidence-building experience.

The company holds an A+ rating on BBB, an AAA rating on BCA, and 4.9/5 stars on Trustpilot. Focus on the User ranks Advantage Gold as recommended for true beginners who want patient, step-by-step education and a clear walkthrough of metals, custodians, and rollover timing.

8. Noble Gold Investments

Noble Gold Investments is a well-known Gold IRA provider offering a personalized, relationship-based experience through its smaller, client-focused team. The company emphasizes approachability and clear guidance, making it a strong option for investors who prefer a more personal touch compared to larger national firms. Noble Gold offers IRS-approved coins and bars in gold, silver, platinum, and palladium, along with unique products such as Royal Survival Packs for investors who want additional physical diversification outside of an IRA. This level of investment options (including strong coin availability) and small client-focused team has Focus on the User including Noble in our top list.

Noble Gold Investments has an A+ rating on BBB, an AA rating on BCA, and 4.9/5 stars on Trustpilot. It is best suited for investors who want a personalized service with a small client-focused team. Noble also offers domestic storage through its Texas-based depository partner, offering an additional U.S. storage location that not all companies support.

9. Lear Capital

Lear Capital is the oldest Gold IRA company on our list, with more than 25 years in the industry and a long-established presence. During our review, Lear's deep market insight and its decades of experience stood out for us at Focus on the User. The company provides educational resources, real-time pricing tools, data-driven methodologies, and market charts to help investors understand the investment and make an informed decision.

Lear Capital holds an A+ rating on BBB, an AAA rating on BCA, and 4.8/5 stars on Trustpilot. These ratings, paired with its long-standing reputation and research-focused tools helping investors align their investment strategy, make Lear a strong fit for investors who value a long-standing company with deep market history, research tools, and a data-driven approach to planning a Gold IRA.

10. American Bullion

American Bullion is one of the original pioneers of the Gold IRA concept, offering a simple, transparent rollover process helping investors transfer existing retirement accounts into Precious Metals IRAs. The company positions itself as easy to use, providing straightforward explanations of IRA custodian requirements, rollover timing, and IRA-eligible metals. Focus on the User highlights this company since it's one of the first, pioneering Gold IRAs.

American Bullion holds an A+ rating with the Better Business Bureau, an AAA rating on BCA, and 4.9/5 stars on Trustpilot with hundreds of client reviews across platforms. Focus on the User ranks American Bullion as a strong fit for investors who want a pioneer in the Gold IRA industry offering a straightforward, easy-to-follow rollover process.

How to Choose a Gold IRA Company

Choosing the right company depends on your experience level, investment size, and long-term goals. There are four main types of Gold IRA companies to choose from, each fit for certain types of investors.

• 🎓 Beginner-Friendly Companies

  These Gold IRA firms focus on education, clear communication, and guided setup. They’re ideal for first-time investors who value step-by-step support and straightforward rollover assistance. Many of these companies provide live chat and phone support to assist new investors in getting started.

  

• 💼 High-Net-Worth Services

  Tailored for larger portfolios, these companies provide dedicated account managers, full fee transparency, and a white-glove experience. While minimums are higher, investors receive a premium service when opening and managing accounts.

  

• ⚡ Fast-Setup & Rollover Specialists

  For investors who prioritize speed, these firms streamline paperwork and custodian coordination, often completing setup within 24-48 hours.

  

• 💰 Diversified Precious Metals Firms

  These providers go beyond gold, offering silver, platinum, and palladium for broader portfolio diversification within a self-directed IRA. They’re best for investors looking to hold multiple metals and balance long-term exposure.

  

Matching your investment goals—education, personalization, efficiency, or diversification—with the right type of company helps you choose a Gold IRA service that best supports your retirement strategy.

FAQs About Deciding on a Gold IRA Company