Focus on the user solutions for retirement precious metals.

Focus on the User

Focus on the User is a precious metals investment resource for retirees in the United States. We cover the US retirement accounts and the options you have when investing in gold, silver, platinum, and palladium.

Precious Metals & Retirement Accounts

Find out your options you have when buying precious metals in retirement accounts such as an IRA or 401(k) here at Focus on the User.

Gold and silver metal bullion bars stacked together at Focus on the User.

Get Started With a Topic

From gold to silver, we provide ample amounts of resources to get you on track to diversifying your portfolio with precious metals.

Gold bullion, coins, bars.
Coins & Bars

Gold Bullion

Gold is one of the many well known precious metals to invest in for your retirement portfolio.

Adding gold to your investment portfolio yields many benefits such as its role as money in history. This makes it superior to any currency such as the U.S. Dollar. The benefit is the long lasting store of value compared to typical global currencies. Concerns such as the cost of storing gold can come up when investors are considering this metal. With professional storage you can pay low storage fees and carrying costs. Anyone can jump into the market of gold if they are looking to diversify their investment.

More About Gold Bullion

You don't have to turn your walk-in closet into a mini Fort Knox if you want to buy gold. An investment account is all you really need.

  • Gold Coins

    Investors in gold favor gold coins over other forms of the metal. Investing in gold bullion coins can be a great way to get started for new investors, while they can also be a great way to add to the wealth of more experienced investors.

  • Gold Bars

    Investors are most likely to choose gold bullion bars. Gold bars come in a range of sizes, purity levels, and styles. When there are so many alternatives, it can be difficult to know where to begin. It's easier to find the proper piece of gold bullion for your portfolio if you do your research.

  • Gold Rounds

    Coin-like objects made of precious metals are referred to as "rounds" because of their resemblance to coins, but they have a separate legal status. Today is the day to learn more about gold rounds!

Gold Resources
Silverbullion, coins, bars.
Coins & Bars

Silver Bullion

The precious metal silver is popular for investors new and experienced alike.

Silver is a popular choice when considering precious metals such as coins and bars. This metal along with others are a reliable inflation hedge. This protects you during economic crisises and allows you to weather the storm for the long haul. Having a portion of your assets in silver allows you to secure investments for the long-term. You can purchase silver from the safety of your home with many options to choose from.

More About Silver Bullion

Purchasing silver is easier than you may think if you use the right resources.

  • Silver Coins

    When it comes to purchasing silver coins, there is no shortage of options. Simply choose the coins that pique your interest and are worthy of investing!

  • Silver Bars

    It's advisable to buy silver bars at the lowest feasible premium if you want to get the most silver for your dollar. More expensive silver rounds and coins are difficult to create because of their small size.

  • Silver Rounds

    One-of-a-kind is buying silver rounds. There are a variety of reasons why silver rounds are popular with investors and collectors alike. In addition to the huge amount of.999 pure silver they produce, they also provide unique designs with low mintages that are accessible only for a limited time.

Silver Resources
Platinumbullion, coins, bars.
Coins & Bars

Platinum Bullion

Platinum is another precious metal used to diversify your retirement portfolio.

Platinum is known as one of the most valuable precious metals you can buy simply due to its rarity and essential value in the automotive and economic industries. This metal is a useful consideration when purchasing gold and silver as it can diversify your portfolio further. You can choose from platinum bars and coins with new variations made yearly. Platinum bullion can be used in a platinum IRA rollover to diversify your account.

More About Platinum Bullion

If you want to add platinum to your portfolio you can first read up on informative resources.

  • Platinum Coins

    With the American Eagle and Canadian Maple Leaf, platinum bullion coins have been incorporated into existing coin collections while also being released in their own right by mints around the world. Explore platinum bullion coins.

  • Platinum Bars

    Platinum bars are the most common form of platinum bullion investment. There is a large variety of bars to choose from, as well as a lower price than platinum spot price.

  • Platinum Rounds

    Platinum bullion rounds are an alternative to platinum coins and bars, despite the fact that they are manufactured in significantly fewer amounts.

Platinum Resources
Palladiumbullion, coins, bars.
Coins & Bars

Palladium Bullion

Palladium is another precious metal used to diversify your retirement portfolio.

Palladium isn't as well known as the previous precious metals but is a worthy consideration when choosing metals. There is a diverse selection of this metal in coins and bullion so investors won't have little selection compared to a metal like silver or gold. Bars come in a variety from 1 gram to 10 ounces with bar size in between. Palladium bars of 1 oz are usually the choice for avid metal investors while you can also consider a palladium IRA rollover.

More About Palladium Bullion

Read palladium resources before you invest in this precious metal.

  • Palladium Coins

    Palladium coins can be purchased from the issuing mint in Brilliant Uncirculated condition, just like investment-grade coins of other metals. However, certified palladium coins do appear from time to time for sale.

  • Palladium Bars

    Credit Suisse and PAMP Suisse have the most popular palladium bars on the precious metals market today. However, palladium bars are not solely produced by these two main refineries. Other prominent palladium products are made by Johnson Matthey, Engelhard, and Valcambi Suisse, as well.

  • Palladium Rounds

    One-ounce and larger palladium rounds are available. Palladium bullion, with its.9995-fine purity, is the ideal investment in this rare and highly sought-after metal.

Palladium Resources

Diversifying Your Retirement Portfolio With Precious Metals

Retirement Options


A simple, low-cost retirement plan alternative is provided through Individual Retirement Accounts (IRAs). Because self-employed people don't have access to a retirement plan provided by their company, Individual Retirement Accounts (IRAs) are the greatest option for them. Because of the lack of a corporate retirement plan, people are less likely to save effectively for their future. Because of this, individual retirement accounts (IRAs) are a great option for anyone looking to save for their golden years.

More About IRAs

Not only may those who are self-employed make use of IRAs, but so can those who have access to a retirement plan through their place of employment.

IRA Resources
Gold IRAs
Precious Metals in IRA

Gold IRAs

By using gold you can diversify your retirement savings to help balance out your portfolio for long-term security. You are in a sense turning part of your retirement nest egg into gold. Our resources at Focus on the User provide the step-by-step process of a gold IRA rollover and necessary rules and costs you should know.

More About Gold IRAs

A gold IRA can be funded using after-tax (Roth IRA) or pre-tax funds through a broker. The investor's account will be well-managed with the assistance of this broker or custodian. The American Buffalo, American Gold Eagle, Canadian Maple Leaf, and Kangaroo coins can all be purchased by investors.

Gold IRA Resources
Silver IRAs
Precious Metals in IRA

Silver IRAs

Diverisfy your retirement portfolio with silver. A diversified retirement portfolio is crucial to ensuring your savings are secure for the long-term. By using a silver IRA rollover you can benefit from silver itself as an inflation hedge. Including metal assets in your portfolio can help you have eggs in more than just one basket. Diversify and be safe.

More About Silver IRAs

The primary goal of a silver IRA is to shield investors from the economy's larger-scale concerns. Investors with diversified portfolios or a steady source of income may find it a safe haven investment. Due to its independence from the stock market and ability to shield investors from market declines, silver IRAs play an important role in risk diversification.

Platinum IRAs
Precious Metals in IRA

Platinum IRAs

If you have a platinum IRA, you'll be able to purchase bullion coins and bars, as well as proof coins, of the metal you choose. Investors with precious metal IRAs are able to acquire and store the metal of their choice with a custodian they select. A platinum IRA rollover for investors, who can move money from their employee retirement account into their accounts.

More About Platinum IRAs

Investors utilize the platinum IRA, also known as a special metal IRA, to diversify their portfolio and invest their pure, pre-tax funds, as well as to hedge market volatility and inflation concerns.

Palladium IRAs
Precious Metals in IRA

Palladium IRAs

When it comes to investing in precious metals like gold and silver in a self-directed IRA, investors have the option of purchasing actual metals like palladium and platinum. Palladium coins, bars, and bullion can all be used to make these investments.You can also benefit from a palladium IRA rollover.

More About Palladium IRAs

Investments in palladium IRAs, unlike 401(k) and American retirement plans, are not dollar-denominated. An investment in palladium would be unaffected by a decrease in the value of the US dollar, as this indicates.

Retirement Options


Employees and employers can benefit from 401k plans, which allow them to contribute to a savings account that grows over time. 401ks are distinct from other forms of retirement accounts because of the contributions made by employers.

More About 401(k)s

To encourage their employees to put money down for the future, several businesses now provide this benefit. Because it ensures their retirement investment, this option also attracts a large number of fresh candidates to their organization.

401(k) Resources
Gold 401(k) rollover
Precious Metals in 401(k)

Gold 401(k) Rollover

If you are looking to add gold to your 401(k), we cover the complete process to rollover your 401(k) to an IRA which can then include gold. By speaking with a custodian, they will walk you through the process of converting your 401(k). If you're looking for a way to diversify your retirement savings away from the stock market and paper assets, consider a 401(k) to gold IRA rollover.

More About Gold 401(k) Rollovers

When it comes to 401(k) rollovers, investors must select a trustworthy organization they can trust with their money so they can relax and enjoy their post-retirement life without stress.

Silver 401(k) rollover
Precious Metals in 401(k)

Silver 401(k) Rollover

To benefit from silver in your 401(k), your 401(k) is rolled into a Self-Directed IRA which would contain your invested silver and other metals. We cover everything you need to know when adding this metal to your portfolio. The process is easy and secure and we find the lowest rates for your benefit. You may be able to borrow money from your account, invest, and do so with ease under certain circumstances. Employees can take advantage of major market prospects thanks to these plans and programs. Silver and other precious metals like gold have become more popular as 401(k) investment options for investors, as a result.

More About Silver 401(k) Rollovers

This ever-changing world can be comforted by the ownership of precious metals. Because of their historical significance, qualities, absence of default risk, liquidity, and volatility, these metals are traded around the world, making a silver 401(k) rollover a viable option.

Palladium 401(k) rollover
Precious Metals in 401(k)

Palladium 401(k) Rollover

401(k) rollover options like self-directed 401(k) allow investors to store palladium or other precious metals in physical form because many investors prefer precious metals in physical form.

More About Palladium 401(k) Rollovers

When approaching retirement, people need to take a look at their possibilities. There is also the option for participants to transfer their present employer's 401(k) plan to a palladium IRA and avoid any further costs.

Retirement Options


TSP is a benefit program offered by the employer to government employees. It's a scheme that's best suited for civilian government personnel. Also included are donations to the agency and payroll deductions.

More About TSPs

TSP can help you save tens of thousands of dollars in taxes while also increasing the growth of your funds.

Retirement Options


There is a 403(b) retirement plan available for non-profit organizations, doctors' offices, and nurses' clinics, as well as many other occupations that are not tax-exempt.

More About 403(b)

The 403(b) allows you to save for retirement while also receiving tax benefits, and the money you save is deducted directly from your paycheck. Depending on the 403(b) plan you choose, you may be able to receive matching contributions as well.


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Browse by gold, silver, platinum, palladium, and retirement investment solutions.

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View our selection of ways to invest in these metals with solutions including seld-directed IRAs, bulk purchases, and individual coins and bars.


Purchase your precious metals with a dedicated custodian or simply for collection purposes.

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Our Benefits

Our gold and silver resources provide an easy way for potential investors to better understand the types of investments they are interested in.

Up-to-date information: Prices, information, you name it! We update our website daily to ensure you find what you are looking for. Tons of resources to get you started: We have many rich articles that cover many topics in the precious metals industry. Topics include gold, silver, investing in metals, and much more! Investing in precious metals offers a great opportunity to diversify your portfolio. Think of diversifying your portfolio like putting your eggs in more than one basket.

Focus on the User
Focus on the User

Focus on the User provides precious metal retirement resources for investors and retirees.

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