Focus on the User
Your Gold IRA Experts

Focus on the User are your Gold IRA experts, providing the best resources and Gold IRA consultations to ensure you successfully open your Gold IRA. Our specialists help you through the process of planning a physical Gold IRA, from diversifying precious metals in your newly opened Self-Directed IRA, to choosing between the top Gold IRA companies, custodians, and depositories.

Focus on the User is packed with free resources, guides, tools, and calculators so you can plan your Gold IRA. We can help you diversify your retirement into precious metals including gold, silver, platinum, and palladium. We support many accounts, including IRAs, 401(k)s, TSPs, Roth IRAs, SIMPLE IRAs, SEP IRAs, 403(b)s, Roth 401(k)s, Solo 401(k)s, 457(b)s, and Pensions. Get started with Focus on the User below to plan and open your Gold IRA.

Gold in IRA

A Gold IRA allows investors to hold physical gold in a tax-advantaged retirement account. Many choose to roll over their IRA to gold to transfer retirement funds into physical gold.

Silver in IRA

A Silver IRA offers an alternative way to hold physical silver within a retirement account. Investors can fund their accounts through a Silver IRA rollover, transferring existing retirement savings into physical silver.

Platinum in IRA

A Platinum IRA enables investors to include platinum in their retirement portfolios. A Platinum IRA rollover allows tax-advantaged transfers of funds into physical platinum.

Palladium in IRA

A Palladium IRA offers access to one of the rarest industrial metals. A Palladium IRA rollover lets investors move existing retirement savings into palladium bullion.

IRA

A Traditional IRA allows for tax-deferred retirement savings. Converting funds into a Gold IRA you to hold physical gold while preserving the account’s tax advantages.

401(k)

Employer-sponsored 401(k) plans from previous jobs are eligible for gold 401(k) rollovers, converting retirement savings into physical gold while maintaining tax-deferred status.

Roth IRA

A Roth IRA provides tax-free withdrawals in retirement. Converting a Roth IRA to a Gold IRA allows you to hold physical gold while maintaining the tax-free growth benefits of a Roth account.

Thrift Savings Plan (TSP)

The Thrift Savings Plan (TSP) is a federal retirement plan. Rolling over a TSP to gold allows government employees and military personnel to add physical gold to their retirement savings.

403(b)

A 403(b) to Gold rollover allows employees of non-profits and educational institutions to convert retirement savings into a Self-Directed Gold IRA.

SEP IRA

A SEP IRA, used by small business owners and self-employed individuals, can be converted into a Gold SEP IRA, allowing for the inclusion of physical precious metals.

SIMPLE IRA

A SIMPLE IRA offers retirement savings for small businesses and their employees. Converting a SIMPLE IRA to gold enables investment in IRS-approved physical gold, without penalty.

Roth 401(k)

A Roth 401(k) combines employer contributions with tax-free withdrawals. Rolling over a Roth 401(k) to a Gold IRA allows for tax-free growth while diversifying into physical gold.

Solo 401(k)

A Solo 401(k) is an individual retirement plan for self-employed individuals. Rolling a Solo 401(k) into a Gold IRA allows for tax-advantaged diversification with physical gold.

Gold IRA Rules & Regulations

Before opening an account, understand the key rules and regulations of Gold IRAs. The IRS has strict guidelines on eligibility, contributions, and distributions, which impact tax advantages and compliance.

Gold IRA Storage Options

Gold IRA storage requires a secure, third-party facility to hold physical metals. There are different storage options, each offering varying levels of security and access. Home storage is not allowed for IRA gold, as it must be held by a qualified custodian.

Important Fees in Gold IRAs

There are Gold IRA fees to consider including setup fees, annual maintenance fees, storage fees, transfer/rollover fees, insurance fees, and more. Understand these costs to better plan your Gold IRA.

Precious Metal Depositories For Gold IRAs

Several IRS-approved depositories securely store the physical gold held in Gold IRAs. These facilities ensure compliance with IRS regulations and provide insured storage for your retirement assets.